All opinions expressed on this Website are solely those of Armchair Thinker and are in no way affiliated with any other organization or institution. This blog is intended to share my opinions and entertain the readers/viewers. We do not persuade you into making specific investments.

I cannot predict the future. Therefore you will not find any predictions or forecasts of what the future holds for the markets, your investments or the economy. There are far too many unknowns to be able to predict the future, especially of the financial variety. Any historical data used on this website is done for the sole purpose of using what has happened in the past to construct a framework for how to view the present situation and make informed decisions about the future.

You need to be aware of the risks involved when investing in financial assets. Any strategies discussed here are done for the sole purpose of putting personal finance, investments, financial markets and the psychology of the market into a simple point of view. Some of the investments discussed on this blog may fluctuate in value. Again, these opinions are only made available to give you information to make your own decisions.

We all have behavioral biases that affect our decisions and we all make mistakes. I make mistakes all the time. Just remember that you make your own decisions and mistakes. Armchair Thinker is in no way responsible for the decisions that you make. Do your homework after reading this blog or any piece of information that you use to make financial or life decisions. You know your current circumstances better than anyone.


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We often post excerpts of things created by others. In fact, if you see anything useful on here at all, we’re probably just paraphrasing someone smarter. If you, as a copyright holder, feel we have violated or infringed on your copyright, please contact us, and we will take down the link or modify the article in question.


The content contained in this blog represents only the opinions of Armchair Thinker. The content herein is intended solely for the entertainment of the reader and the author and should not be relied upon in making any decisions.

I like to share interesting data and opinions of others so don’t take those as a call to action either.  They are sources of information but are not an endorsement of the opinions or advice of the other sites.

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Thanks for reading.